This is a question that we often get asked.  And the answer of course is “Definitely Not!”  Though MLM and pyramid schemes may seem to share some similarities, there’s a BIG difference which makes MLM legal and pyramiding ILLEGAL.

In pyramid schemes, income is generated solely on the process of recruiting others into the pyramid. Sometimes a product or service of questionable value is involved, but you are most often buying into the right to recruit others and collect money.

This is illegal!  Also, in pyramid schemes, those who get in first and are at the top win, while everyone else loses.

In a legitimate MLM company, representatives are paid only on the movement of products or selling of services, not merely recruiting.

Sometimes, there’s also compensation based on the training and managing of your marketing team.

Also, in an MLM company, no matter where you are positioned or when you joined, you can advance to the very highest income levels, and pass those who sponsor you.

Multi Level Marketing is nothing more that a business model that uses independent distributors with a multi level commission payout plan to move products from production to the consumer.

But you ask, “Isn’t the shape of an MLM organization similar to a pyramid?”  And the answer to that question is yes, but that is true of all hierarchical organizations.  For example, the shape of all normal businesses is in the shape of a pyramid.  There is something like a President or CEO, several Vice Presidents, more Division Directors, Group Directors, and finally the workers that make up the bulk of the workforce.  Each level down has more people at that level.

The same holds true for governmental departments, and the military.  At the top of a governmental department, there is the Secretary, then Deputy Secretaries, Assistant Secretaries, heads of lesser groupings and then the mass of workers.

All these organizations are shaped like a pyramid, so it is not the shape of the organization that makes a difference.  It has to do with the actual selling or not selling of products of value.  If real products are being sold and consumed, and the movement of these products from production to the end consumer is the primary purpose of the business, then generally the company is a legal entity.

If the primary purpose of the company is to simply recruit more and more members and there is no real product of value being sold, then you have a illegal operation.  Chain letters are an example of this kind of activity. 

What makes a MLM company different from a traditional retail company is the manner in which the sales force is paid. In traditional retail and direct sales companies, the salesperson is a company employee and earns a commission on only the products he or she sells directly.  In MLM companies the salesperson is not an employee of the company, but rather an independent distributor.

The magic of MLM is that independent distributors earn commissions not only for their own efforts, but also on the efforts of other distributors that they recruit into the business.  Earning 1% of a hundred peoples efforts is always better than earning 100% on your own efforts, as John Paul Getty noted.

The term “multi level” comes from the process where by one distributor recruits other people to become distributors and the new distributors are placed under them in what is known as a downline.  Each distributor is paid a retail commission on the products they sell themselves, and a wholesale commission on the products their downline sells (down to some designated level).

The larger downline a distributor can recruit, the larger will be his or her commissions as they will earn a wholesale override commission on all the products moved by their downline organization down to the designated level.  These commissions can add up quickly for distributors with large downlines.

Nevertheless, a controversial new ebook has recently been published that reveals why prospecting and recruiting is actually destroying many MLM businesses… why a business opportunity is literally the last thing you want to be selling… and… how to make money REGARDLESS of whether you sponsor anyone in a MLM business or not!  Click here to learn more => The Renegade Network Marketer

One of the most important things a person can do to make sure their credit and financial health is in top notch shape is to make sure they stay on top of what’s going on with their credit report.  If you haven’t taken a look at yours in some time, right now would be a good time to do so as you could be amazed at the stuff that pops up on there.

As you know, in order to get any type of credit it’s important to have a good credit score.  More often than the credit reporting agencies care to admit to, many people’s credit reports have pieces of information that are oudated or no longer relevant or even belong to somebody else altogether.  Yes, that’s correct, other people’s credit and debt commonly find their way on credit reports that don’t belong to them.

Fortunately, in this day and age it’s extremely simple to get your credit report.  In fact, there are many companies that you can go through get yourself a free credit report.  You can thank our government for that little piece because they have now made it a law that once per year everybody is allowed to get access to their credit report from all three reporting agencies.

So, if you haven’t taken a look at your credit score in quite some time.  Now would be a good time to do so, heck, it’s free and easy and more often than not you’ll be able to view your credit report online minutes after signing up with whatever provider you choose to go with.

I was on vacation with my family having a great time until theives got hold of our beach bag. We were having a great time visiting all the local attractions until we were robbed. We didn’t even notice that someone had gone into our bag and stolen our Iphone, my son’s mp3 player and my daughter’s ipod until we went to get something out of it. We were all really upset. It would have cost over five hundred pounds to replace them and we couldn’t afford that. They were all new items and I was steaming mad.

My wife reminded me that she had been smart enough to insure them all. Thank goodness. So we called the insurance company. The customer service agent was really friendly and helped walk us through the entire process of filing a claim for each of the items. It didn’t take long and she was able to tell us exactly what we needed to do. We could even go on line to their website and track our iPhone insurance claim and within 48 hours, we had replacements. It even covered all the phone calls that the thief made after stealing our iPhone. I was so glad they covered fraudulent calls because there were over a hundred of dollars worth made in the first couple of hours. The iPhone insurance company was so helpful and were easy to deal with.

We had a long flight home and the kids would have been completely bored if they didn’t have their electronic devices to listen to music and play games. In fact, we couldn’t have boarded the plane without the electronic ticket information I had stored on our Iphone.

We even got all our text messages and the numbers we had stored in our address books because of their great address book back up plan. I have never been so impressed with service and so happy to have insurance as I was that day. Our vacation could have been completely ruined; we would have remembered this vacation for all the wrong reasons if it wasn’t for the insurance.

Instead, we all remember it as the best vacation ever and I am the first person to tell all my friends and business associates about how iPhone insurance saved our vacation spending money. I always knew that my wife was smart, now I know she is a genius! Now I make sure that getting insurance is the first thing I look into when we buy a new electronic device and for under six pounds a month I can testify that it is money well spent. It saved us hundreds, a lot of headaches, and lots of trouble.

Searching for a PS3 on sale can be a daunting task. It seems that the demand is high enough that most stores don’t run sales or when they do it’s not much of a discount. It can sometimes be frustrating if you’re on a tight budget.

I’m right there with you! The justifcation for the purchase may have been difficult in the beginning but there was plenty of it in the end. I knew I could try to sell my old PS2 and even the games to raise money for a PS3 fund. I’ve thought about going through my closet and digging out my old jeans to see what they might fetch on eBay. I even cleaned out the garage scrounging for old tools and junk that I haven’t used in years so I could sell them on eBay. I even once had a garage sale to sell all my old junk so I could fund the purchase of the PS3. Not including my time I made about $50. By the way, garage sales will not get you the most money! eBay is a much better way to go as you’ll net more profits.

I’ve been there before. When compared to other game systems the PS3 is far-and-away superior. A primary selling point for me is that it is Blu-Ray. Obviously, the games are awesome in HD and I just upgraded my Netflix membership to include Blu-Ray/HD movies as well. Try selling that angle to the wife! If you’re not already hooked on HD it only takes 1 day of having it in your house and you’ll never go back. I had won her over on every point exept the price.

I’ve been around the block on this concept and if I have not been able to find a better deal on a game system that also plays Blu-Ray than the PS3. Even when it’s not on sale! You’ll spend $200-250 bucks on a basic Blu-Ray player anyway. Unfortunately for Microsoft, HD-DVD was not the chosen format going forward and this will ultimately hurt their sales. Still, the challenge is getting a PS3 at a discount if at all possible.

I searched on eBay and some other traditional auction sites and found that there really aren’t any PS3 Sale Prices out there. They show perceived value by including all these extras that you may or may not even care about. It just doesn’t add up when I’m trying to save money, not spend more.

Ultimately, I had to think outside the box. I started investigating unique bid auction sites. For my money there is simply no comparison to www.auctions4acause.com. They have more everyday items available for auction, including the PS3, than any of the other sites. You’ll find cars, boats and vacations on the other sites. You can pretty it up all you want but I just want the PS3!

Once I found that site I knew I had what I was looking for. They had the item I wanted and it was possible for me to get it very cheap. I cruised on over to their site an account. I placed 3 bids and hoped that they were unique and the lowest. Wouldn’t you know it, I didn’t win the first time. I waited a week before another one came available to bid on. I placed a few more bids and slept well that night. Bingo! This time I had a winner. 1 week later I was unboxing my new PS3. All I had spent on it was $59.64. Not too bad if I say so myself.

It can take a few minutes of reading to truly grasp the concept of the lowest unique bid auction style. But once you get it, it can be addicting. Since that time that I won the PS3 I’ve bid on and won 3 other items including an iPod Nano (they have the best iPod Prices) and $400 gas card. I’m getting about 4 to 1 on my money so far with $1,200 in items for less than $360 in bidding.

So don’t go searching at Best Buy or Circuit City or Walmart for the best prices on the things you want. Go register at Auctions4aCause and get a great deal.

Business web hosting is web hosting for online businesses. As business, including online business deals with money, a business internet hostingfor an online business should be inexpesive, on the one hand. Business web hosting is the perfect type of internet hosting for you to run a small or medium sized business. It’s a shared web hosting which means you’ll only have to pay a small fee. Good business web hosting generally depends upon the good and efficient customer support that you receive from the hosting company .

Business web hosting excellence demands experience and know-how in customizing business web hosting plans to reflect what makes your business unique. A good business web hosting provider pays attention to your bottom line. Business Website Hosting is our web host niche for unbiased reviews. We are focused on our mission to provide the fairest, justified reviews on the internet. Business Web Hosting customers are placed on servers with a lower client count on, ensuring your website is always fast and reliable. We monitor our Business Web Hosting servers 24 hours a day and know within 1 minute of any problem.

Additionally, more and more businesses are looking to expand their business by developing an online presence as well. However, there are so many places online that you can purchase your own little piece of World Wide Web real estate. Additional licenses are available for a nominal monthly fee. Please ask your representative for details on business web hosting and other internet services.

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Gifts are dazzling. Be it the person giving the gift or the person receiving it, both sides are enjoyable. When plumping for a gift, you should pay more attention to the needs of the recipient. The price of the gift is not overriding. It doesn’t have to be valuable but it should be something friendly and wistful. This is noticeably true for housewarming gift ideas because you want to welcome your new neighbour by making them feel more at ease and carefree at their new house.

Flowers are one of the most celebrated gifts that many people delight in, chiefly women. This is only just unforeseen at all since flowers are needless to say pleasing and just by looking at them, you will feel gentle and at ease. If you’re planning to give flowers to someone, make sure that you learn something about flower symbolism. Believe it or not, giving the wrong flowers can bruise someone who knows the exact significance of the flowers you just gave them.

The masses of stores offer a disparity of flowers for every occasion such as weddings, birthdays, anniversaries, holidays and so on. In any case, everlastingly make sure that you’re buying from a trusted flower shop so that the flowers you ordered are most recent and in fine shape.

If you have an inclination for to give someone living flowers in a pot, make sure that you pick out the decorous pots as certain species like Phalaenopsis grows best in baskets or small pots. A large and healthy plant will undeniable require a large pot while a small and slow growing orchid demand a smaller pot. Or, you can always pick one of those polychromatic ceramic flower pots if your recipient is someone who be keen on gardening. They are positively first-rate and will no doubt strengthen the overall look of the garden.

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If you are thinking about having Chicago laser hair removal you are probably looking forward to saying goodbye to all those messy and often painful techniques such as waxing and shaving. But you may not be sure if you are a good candidate for the treatment. Here are some things to consider before deciding to make the move to permanent Chicago laser hair removal.

First, be aware that it may take a number of treatment sessions in order to do a complete job. This depends on the size of the area you are getting treated. Small areas can often be treated in one session, but larger areas such as your arms, back or chest (for men) may take several months to complete.

During treatments the treated skin should not be exposed to sunlight. So, for example, when removing hair from your arms, it will be necessary to keep your arms covered with a long sleeve shirt for a time following the procedure.

Another factor you should be aware of is that Chicago laser hair removal is a permanent process. In many cases this is exactly what you want. But there may be some situations where it is not what you want. The bottom line is that the process is permanent. Permanent hair removal means permanent. In the large majority of cases the hair that is removed with laser hair removal will not grow back.

This means you should proceed with caution and be completely sure of your choice. It is probably not wise to have hair removed from places where having no hair may go out of fashion. For example, having your eyebrows done may be a decision you regret later. Having leg or underarm hair removed, on the other hand, is not something likely to come back to haunt most women.

Where laser hair removal is most beneficial is where you find yourself regularly removing it. The messy and time-consuming procedures you have used for years will suddenly become things of the past.

For example, women who do not want hair on their face, under arms, legs, and arms would benefit from the process because they would never have to shave again. Men could be more confident of their appearance by getting rid of unsightly back or chest hair. Doing this can be quite a relief and make you feel like a kid again.

When you have thoughtfully weighed all the pros and cons, and you are absolutely confident that tossing the razor is what you want to do, then do one more thing. Take the next step and consult with a experienced practitioner to ensure that your hair and skin type are compatible with the laser process.

Once you get the green light from the appropriate professionals, go ahead and begin your treatments, confident that smooth and hairless skin is just a few days or weeks away.

Please note: Always consult with the appropriate medical professional before following any advice related to your health.

Basic web ecommerce shopping cart solutions capture email addresses, send receipts and send a thank you to buyers. However, most shopping cart services do much more.Shopping cart programs today help with website hosting, QuickBooks links, pricing, tax calculations and digital product downloads. Basic e-commerce systems commonly offer ready-to-use store templates or wizards that guide you through the setup process and help you get your store up and running. They also come with ready-to-use shopping cart soft that keeps customers purchases as they select them, calculates prices, collects the information about customers and then submits credit card information to your bank. When getting a website quote make sure these items are encluded. Basic computer literacy skills are strongly recommended. However, if your computer skills are weak, you may need extra patience with yourself and your computer.

Your visitors experience is more important than the design itself but design and usability should go hand-in-hand. Please, please, please do not hire someone who is a print designer or skilled illustrator familiar with the Adobe Creative Suite and can do fascinating things with color. Website design for small businesses and Search Engine Optimization , in particular, are tricky subjects; the instructors recognize this fact and are more than happy to clarify any aspect of the workshop that might be confusing to people. An interesting upshot of attending the SCORE workshops is that small business owners are given the opportunity to meet and network with those in their field?professionals with similar interests and knowledge of the local business environment. Website is search engine optimized and has back-end control panel for site editing and creation of new pages and products. Centauria previously designed a corporate identity package for the firm, including logo, business cards and stationary.

Small business web design is not just about having a website for the sake of having a website. It’s an extension of your business.

When it comes to stone veneer, here’s what every home owner should know. First of all, stone veneer is much more versatile than you might think. It provides a large number benefits over other building materials. And installation of stone veneer is easy, saving you time and money. After reading this article, you should have a completely new appreciation for what you can accomplish with stone veneer.

To begin with, stone veneer is remarkably versatile. Most people think of exterior siding when you mention this material. However, you can also use stone veneer inside your home. Applying stone veneer to an interior wall or fireplace instantly upgrades the look of any room in which it’s used. Stone veneer is also great for use in outdoor entertainment areas. For example, adding it around a pool makes the pool area look more exotic and expensive.

Stone Veneer Shop- AlpineStone .co.nz - The Stone Veneer Specialist from New Zealand
Stone veneer also provides many benefits. More than just a beautiful look, there are real tangible benefits that could mean extra money in your pocket. Stone veneer adds unique texture and color to your home, increasing its curb appeal and perceived value. It also increases your home’s energy efficiency.

Summers will feel cooler and winters will feel warmer without having to spend extra on your utility bill. Stone veneer is also durable and long-lasting. It eliminates the need for regular painting, saving you bundles of time and money.

Maybe the best thing about stone veneer is that it’s super easy to install. Even if you’re having it installed by a professional, the time saved will translate into money saved as well. Provided by SEO Training

Fear of recession or depression has people worried about the economy. Many people are losing jobs, some are losing homes to foreclosures. Companies and banks are failing. So let us turn our minds to a different avenue for income and prosperity.

Web prosperity is making it more inviting for more people to try moving online for income. With renewed web prosperity they may actually find ways to build their own online businesses. This is a good time to get involved with the new webprosperity program and align yourself with good leadership.

Recreation is more enticing when people have ample income in an atmosphere of prosperity.One of America’s most popular spectator type sports is watching birds, so going out to find a good pair of bird binoculars is a good first step. There are many kinds of bird binoculars to choose from so doing some online research will save you some time at the shopping end. Many different lenses and magnifications are available with the binoculars you investigate. So do some research before you buy your bird binoculars. Being a spendthrift is a good habit in our current economy.

Why do people watch birds? It is one way to learn about their neighborhood. Whether it is travelling or in your own neighborhood, you can learn about birds by observing them..You will find birding guides to be really a good addition to your birding toolkit. It does not matter whether you go to the bookstore or library or online, you can find helpful information about the good birding guides for your area..