The insurance market is opaque to most customers. There are many insurance companies. As a customer you can hardly get the overview. Nevertheless one wants to find the right solution. Nowadays it is a good idea to use a price comparison site as Beste Tierversicherung, when you are looking for a particular assurance. There you can get the right assurance quote from a great number of assurance providers.

Some important German insurances - for instance Preisvergleich Hundeversicherung - which are mentioned in this context are:

The private liability insurance: Even a small mistake for example an error in giving way when bicycling, or a careless cast off cigarette may cause enormous damages. Especially when people come to loss, the claims of the victim may result in the financial ruin of the wrongdoer. There is no limitation to the top. Therefore the indemnity insurance is a necessity for everyone. With a casualty insurance you and your family have protection from the typical liability risks of everyday life in the private sector.

The home assurance: For many people the own house is the most important investment in their life. Hazards such as fire, water or storm can cause immense damages or even a total loss. Therefore a property assurance is essential for every homeowner. The personal belongings are not insured. This should be done by a separate household inventory assurance. The elements of fire insurance and tap water insurance should always be included. Natural hazards might be a great risk for your building. So everybody should search a property assurance which is covering these special risks. Insurance protection against storm damage should definitely be considered because of the rise of heavy storms during the past years in Germany.

The occupational invalidity insurance: Consumer protectors have repeatedly pointed out that the vocational disability assurance among the casualty insurance is the most important assurance at all. The loss of manpower is an existential risk. Because of being no longer able to work means to earn nothing. Physical hardship often is the result. The state barely helps in such a case - the statutory pension insurance pays only a minimal disability pension for all people born up from the year 1961. The reason for the predominant number of occupational disability cases is disease. Less common cause than disease is a previous accident. About every 4th worker and every 5th employee must quit their jobs for illness reasons before the time and must go into early retirement. When the claims for sickness benefits paid by the medical insurance and for unemployment benefits are exhausted, you are confronted with a large supply gap when not having an vocational disablement insurance.

The German Riester-Assurance: The so called Riester-Pension is a government-funded private pension you can seize to close your personal pension gap. It is both safe and attractive: During the active working life, you pay contributions into a private annuity contract, a bank or savings fund, additionally you get growing state allowances and tax allowances as a bonus. Later you will receive monthly benefits a lifetime - in the form of a retirement pay or a payment plan. Each employed professional, who is not willing to rely on the statutory pension alone, should take into consideration a Riester-Assurance contract. Also officials, judges and soldiers belong to the circle of beneficiaries of public sponsorship for Riester-Pension agreements.

The dog owner insurance: Without a dog owner insurance every dog owner carries a very high risk of liability when his four-legged friend once causes a damage. When the dog runs over the street and causes a traffic accident, one can be held responsible for all damages of persons and vehicles. On the German assurance market there are many dog assurance suppliers. As a dog owner it is quite hard to find the best provider and contract for your specific requirements. The research for the right insurance can be done online. There are sound websites which offer free comparisons of German dog owner insurances.

The private health insurance: Private medical insurance can be taken by entrepreneurs - regardless of their earnings. As an employee you may switch to the private medical assurance, if your yearly gross salary lies 3 years in a row over the assurance limit of 48,150 Euros (equivalent to 4012.50 Euros a month, status of 2008). Also officials, judges and members of parliament are usually privately insured. The German private medical assurance usually offers higher performance than the statutory health insurance. Many assurance vendors give the option of making adjustments to the tariff of the active agreement.

The above mentioned assurances and several more can be found at comparison sites on the Internet, such as: Grundbesitzerhaftpflichtversicherung Preisvergleich. This comparison web page is independent from a single insurance provider and gives a nice overview of the market.