Sometimes things happen in life that causes a person or family to need money fast when they do not have many options. If you are lucky you may have family or friends who can help you out if you are in a tight situation. Or maybe you have access to a line of credit or credit cards with a cash advance option. But what if those do not apply to you for whatever reason?

You still have options also to raise money quickly. Some you may have thought about while others maybe you never realized. First off do you have something of value you can sell that you no longer want? If you need the money fast do not bother trying to sell it the regular route, just take it to a pawn shop and see if they will buy it. You will get less then what it is worth, but what do you expect? If you would like to try and keep the item, then just pawn it. Pawning is not that big of a deal like some make it out to be. It is a way to get a short term loan quickly for usually about 90 days. If you do not pay the interest or full balance when it is required, you may loose your property however so make sure to read the terms and understand them.

Another option is to get a payday loan. Many think those are bad as well, but they can serve a purpose. And credit is not usually an issue. That means if you have bad credit chances are you will still be able to get a loan as long as you meet other requirements such as a good job. Many lenders focus on those searching for no credit check payday loans and cater to those individuals.

Another option for getting money fast is to get a title loan on a vehicle that is paid off. This can usually be done in one day, but it does take a little longer then a payday loan since you have to have the title put in the lenders name, but that can usually be done in an hour or so. So you see you have many options available to get money for people with bad credit that you may not have thought about. Most usually think of the easy online payday loan ads they see, but there are other options as well to consider.