Germany has a national sickness assurance system (GKV). A full private sickness insurance (PKV) is only available for persons who are not obliged to be members of the national health insurance. But everybody has the opportunity to effect supplementary private health assurance besides the governmental medical insurance. On the market there are many assurance suppliers selling these complementary private health insurances. Here you can find a gratis comparison of assurers and get your personal complementary private sickness assurance quotation: Private Zahnversicherung

A complementary private health insurance has numerous benefits:

Every German, who is obliged to join the statutory sickness assurance (GKV), can join the complementary private health insurance. This applies especially to workers and employees whose earnings are below the GKV insurance limit. The assurance limit is a earning of 48,150 Euros per year in 2008. Numerous companies offer the option of making modulation to the tariff of the active agreement. That is very helpful when your personal standards change over time. One should always look for several quotations before choosing your supplementary private health insurance offerer. That can be done on the Internet: Private Zahnersatzversicherung. Persons with a additional private health insurance can be treated like private patients. This means that the insurers pay items like glasses and adherent lenses. Additionally, a patient with a complementary private health insurance might get a single room in hospital as well as daily compensation payments for the period of illness.

The complementary private medical insurance offers additional benefits to members of the statutory health insurance in Germany. Private medical insurance suppliers pay items, which are not paid by the statutory health insurance. The details are dependent on your individual contract. The monthly costs of the private sickness insurance are only dependent on the personal agreement and are not calculated in accordance to your income. Everybody, who is not happy with the low performance of the governmental health insurance, should think about effecting complementary private medical insurance. So they can obtain the comfortable feeling to be cured with better treatment and performance in case of an illness. Private patients see the doctors invoices and know how much is charged. So you can see how expensive the different items are. As a private insured, you can control the medical invoices.