Sell Your Annuity Payments
There is a well known commercial that says “It’s my money and I need it now”. How true that is. If you have a structured settlement that is paying you off with annuity payments and you need the money now, you can sell those payments and receive a lump sum. But you need to do some research before you jump into that.
Sure you want to sell annuity payments but you don’t want to sell them to the wrong company. Some companies will give you more for the payments than will other companies. This needs to be checked into thoroughly.
And of course you don’t have to sell all of the payments if you don’t wish to. You may want to sell a few just to tide you over for a while. Ask the company about doing that.
Of course the amount you receive will be a reduced lump sum because that is how these companies make their money. You want to check each one out to see just how much they are charging for the lump sum. You don’t want to sell annuity payments and realize that there were some hidden charges. Double check and make sure.
Just remember that these companies are not all the same. Some charge more and some charge less. These companies all have different rates that they use to obtain the money they will pay for the payments so you need to be aware of that.
The bottom line is this. Don’t jump at the first bone that is waved to you. Do a search and research the companies and find out which one is right for you to sell your annuity payments to.
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