Asset Finance and Leasing for UK Businesses

Asset finance or leasing enables the purchase of any equipment related to your business, from plant to office equipment. Leasing gives you all the benefits of ownership but without the concern of the asset depreciating in value. Payments can also be set against taxable profits in the UK, which makes this a very tax efficient way to equip businesses.

Factoring & invoice discounting can also release up to 85% against unpaid sales invoices within 24 hours. The remaining balance is paid when your customers pay their outstanding invoices. Asset based lending including invoice discounting is usually available to businesses with an annual credit turnover of £250K or more.

So what are the main advantages of asset finance and leasing?

Save working capital - When businesses buy equipment outright, the capital invested becomes tied up in a depreciating asset, stopping them from investing in other projects. Leasing, however, allows you to save resources for other purposes, such as new business opportunities, unexpected needs, business development or marketing.

Easier budgeting - Payments are fixed for the full agreement period and are not affected by inflation or changes in interest rates. Therefore, businesses can accurately plan for their finance payments in advance, helping to simplify the budgeting process.

Maintain existing credit lines - Existing credit lines arranged with a bank or other funders remain intact. As a result, businesses have the additional flexibility to still use their bank’s facilities if required in the future.

No deposit - A deposit need not be a pre-requisite of the finance arrangement. Businesses simply make regular payments throughout the life of the agreement.

Tax efficient - With many forms of finance agreements, payments may be offset against taxable profits, reducing the net cost overall.

Upgrade opportunities - Finance allows businesses to keep up-to-date with advancing technology and to respond to changing needs. Businesses can add to or upgrade their original installation to accommodate unforeseen changes in their requirements.

Convenience - Payments can be made by direct debit. Multiple payments can be collected on one single monthly or quarterly direct debit, saving on bank charges and administration.

Flexibility - Individual leasing agreements, including contract lengths, are tailored to meet the particular needs of each business, ensuring that the payments match the company’s existing and planned budget.

NEBOSH Certificate training course

After undertaking the NEBOSH Certificate training course
Candidates should be able to:

 

     

     

  • Understand the legal framework, moral & economic requirements & implications for good standards in health & safety within an organisation;
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  • Develop, promote & communicate an effective health & safety culture in an organisation;
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  • Identify the key features of a health & safety policy, the preparations & performance review of a health & safety audit. Understand the importance of proactive & reactive health & safety monitoring measures;
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  • Identify hazards in the workplace & carry out risk assessments, record findings & review procedures;
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  • Advise on strategies for controlling hazards, reducing risks & applying safe systems of work;
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  • Identify fire hazards & consequential risks, advise on measures to minimise fire risks & develop fire procedures;
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  • Identify ill health effects of physical processes of work & the environment & recommend suitable measures to combat risks;
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  • Explain the processes & procedures for investigating & reporting accidents and incidents at work.
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It provides a basic grounding in health & Safety essentials in the following areas:

 

     

     

  • Concepts of Health & Safety Law;
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  • Policy;
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  • Risk Assessment;
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  • Accident Investigation & prevention;
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  • Culture Monitoring;
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  • Identification & Control of Hazards in a wide range of areas.
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Duration: 10 days plus 1 day for exams. For open course dates at 19 UK locations scroll down.

NEBOSH Training is available for a number of other areas which give you a rang of other certified skills. Protect Life are a health, safety and protective goods superstore. They offer all the above and much more.

Good vendors of this type of training are hard to find. Perhaps the best approach when selecting a supplier is to approach the HSP (Health Safety and Protective) Superstores, they can usually sasitisfy all your health safety and protective training needs. They pridictably have 4 primary training services which we can be delivered locally, nationally or internationally:

1. Defining your needs - Helping clients to evaluate or review theire training requirements and deliver a plan for training which will be flexible enough to work in the designated organisation;

2. Planning - Help customers to present and implement a clear and transparent plan address training all their health safety and protective needs;

3. Deliver one-off or periodic training for individuals/groups. With many of there courses you have the option of Training being delivered face to face, via video, via interactive computer based training or a combination of these methods;

4. Your training department – they can manage all your training issues for you.
They say “training does not have to be costly or restricted to any specific time” As some of their courses can be taken any time of the day and any day of the week.

Find the perfect Idaho vacation and escape for a lifetime

Choosing the ideal vacation escape is tough.  However, in today’s frantic paced environment you are competing against all of the demands and time commitments you face in your life.  Occasionally it is helpful to obtain a new perspective on destination opportunities that you might not have considered before.  A Idaho vacation gives you an occasion to discover something that you may not be able to find in your own neighborhood.

Whether you are seeking adventure or relaxation on your vacation getaway, you will appreciate it more greatly if you take a little time to plan part of your excursion in advance.  For the outdoor seeking vacationer, consider the weather forecasts of the area that you will be travelling into so that you can bring the appropriate clothing and protection to make your excursion healthy and enjoyable.  There can be significant changes in weather between day and night.

Perhaps the ultimate state destination is Idaho, where you will find too much to see and experience.  Here are a sampling of the Idaho attractions you may want to experience:

Idea #1: Check out the Great Shows at the Starlight Mountain Theatre. The Starlight Mountain Theatre performs in several different venues depending on the season. The shows are fun and feature great casts and presentation. Each season, the theatre chooses new shows to feature. The dinners are themed to different Broadway shows, and are reasonably priced. 

Idea #2:  Catch a Great Show at the Coeur d’Alene Summer Theatre in Idaho. Lucky visitors to Coeur d’Alene in the summer months will want to take in a show at the Coeur d’Alene Summer Theatre. The Coeur d’Alene Summer Theatre, established in 1967, is the oldest performing arts group in the entire state of Idaho.

Of course there are a lot of other attractions that you may desire to experience on your Idaho vacation.  You may only be here for a short period of time, but you can appreciate and capture much of the rich art, history, and fun that the state has to offer.  You certainly will never be bored  - check out this Idaho tourism video – there is always a new adventure waiting for you.

Even in today’s economic environment, Idaho is cost effective vacation escape.  It is possible to take advantage of the many discount offers with the special deals that are available which allow you to get away from it all without breaking the bank.  So enjoy a escape from the frantic schedule that daily routine brings and enjoy a vacation getaway and experience a little of what this great state has to offer!

Carpet Cleaning Business

What is Tai Chi? A quick guide from Stratford Tai Chi

The exact origins of Tai Chi are hard to tie down. There are many myths about its origins. One of those says that Taoist monk Chang San-feng was disturbed by the sounds of a snake and a crane fighting in his courtyard. He then built a style based around their movements.

Tai Chi is an ancient Chinese form of movement that coordinates your body and focuses on the cultivation of internal energy. It’s aim is to harmonize the mind, body and spirit hence, promoting both metal and physical well being through relaxation. It is often described as a type of meditation that combines deep breathing and movements that exact structual alignment. Correct practice appears rhythmical, effortless and in continuous flow and it can generate surprising power almost at odds with its gentle movements.

People who regularly practice Tai Chi become revitalized, relaxed, tolerant, stronger and healthier. Tai Chi is suitable for all ages and sexes because it does not rely on strength, force or speeds. It brings benefits in many areas.

Tai chi is derived from Chinese health and longevity practices, which were merged with a comprehensive system of self defence. In the past, much of Tai Chi was kept secret, but very gradually, knowledge of the art spread throughout China. Now at the start and end of every day in villages, towns, and cities all over Chinese Asia, people can be seen practicing the slow, graceful movements of tai chi in courtyards, squares and parks.

Tai chi came to the West during the 20th century largely due to the cultural revolution when many masters fled the country. Today, tai chi is found in almost all countries, and a huge number of people practice it regularly.

It requires a high degree of concentration and mental focus. The breathing is natural, sometimes involving deep breathing, and is carefully synchronised to your movements.

Tai Chi consists of soft, relaxed (usually) slow movements and is recognised as being good for stress, balance, blood pressure and general health.It is one of the one of the Chinese Internal martial arts (neijia). The others being Hsing-I, Ba Gua Zhang and Liuhebafa(Six Harmonies, 8 Methods).

Tai Chi appeals to a wide range of people and age ranges, (teens and 20’s up to 80’s & 90’s) but it is not common for the art to be taught to children as the training can be slow for their tastes. There are a number of forms specifically targetted at the over 50’s and health problems such as Arthritis.

To get more free information about Tai Chi, Please visit Stratford Tai Chi at www.stratfordtaichi.co.uk.

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Gift Baskets & Gifts Ideas For The Ones We Love

There are various and different ways that we can show how much we care to the people around us how much we care and we see that the giving of gift baskets is a method of showing gratitude that has become one of the most popular in today’s age. When it comes down to it almost everything that someone wishes to have or own may be able to be given in the form of a gift idea which may take the form of a gift basket when the size of the objects being given permits of course. With that said, there is also a growing trend that sees people giving gift vouchers so that the recipient is able to go and make that special purchase at a time that suits them.

Among the many gift ideas that are out there - we see that there are some great ways of expression that we can use such as that of giving hot air balloon rides as presents, flying lessons as well as giving those special people in our lives things such as golf lessons that they can enjoy in order to de stress and to get the best our of being outdoors whilst taking some well received exercise.

Because we see that it is the women amongst us that love to give so much, as a consequence it is gift ideas for men that are at the top of the list when it comes to that which is being promoted and sold in large quantities due to the amount of monies that can be generated from this particular market niche.

Great that there are sheep

One of the oldest materials for clothes is wool. Very shortly after our ancestors, the cave men, learned that you can carry half a dead furry animal or tons of fur to keep warm, they invented spinning wool. And what a fantastic material sheep wool is! It has so many characteristics that synthetic fibres do not reach - amazing.

If you are like me and like wool, you most probably will want to work with it. The first thing that comes to ones mind is spinning wool. I found a nice informative page about that on a german blog: Wolle selbst spinnen

Next thing is of course dyeing wool yourself. This is something many people don’t dare…although it is pretty easy and can be done in any household with plant and a few chemicals. Have a look over here (sorry, the video is only in german):Wolle färben

Last but not least you will want to knit with your wool, and let’s be honest, although it can be really fun to do all the things like spinning and dyeing yourself, most of the time you will just buy a good ball of wool in a shop.

So here is my recommendation for knitting wool: Lana Grossa Wolle

This wool has proved to go nicely when knitting and is easy to wash. Now get your knitting needles or your spinning wheel and have some fun with wool!

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Searching For Expensive ATVS

You hardly ever see Polaris, Honda, Yamaha, or other name brands being sold new online unless they are being sold by someone that simply bought one and is trying to sell it for one reason or another. They are not dealerships. A Polaris XP 700 is great. It seems that the only websites that are selling online are ones that sell Chinese product. Not only that, but sales tax is only charged if you live in the same state that the shipping warehouse is located in.

If you don’t understand how to assemble the remaining product then you will want to take it or have it shipped directly to a professional for assembly. So if you choose to buy an ATV online, pick a good dealer. A 2009 Yamaha Rhino Long Travel Fabtech KMC CDI Rino is great. With the popularity of ATVs growing, it is no wonder that the prices of branded ATVs could hit as high as tens of thousands, but do you really have to pay such steep prices for family recreation fun? The answer is “No” - ATVs do not have to be an expensive family sports, if you know the right places to get good quality ATVs at bargain prices.

In fact, a reliable ATV dealer or wholesaler is one that is able to provide you with after sales service and assure you that no matter what your needs are for your ATVs, they are always ever ready to assist you. Another great thing about going straight to ATV wholesalers for your ATVs is that they are usually able to meet the budget that you have set aside for the purchase of your ATVs. A 2003 Polaris Sportsman 4X4 700 Twin ATV is great. It would be a great idea if you sit down with your family members and get their thoughts all written down so that it would make your search for an ATV wholesaler a lot easier, because with the list, you would be able to gauge if the ATV wholesaler that you are dealing with is able to meet the needs of you and your family members.

Just because you have had cheap remote or something made of plastic with the logo “made in China” stamped on it, doesn’t mean that all products that come out of China are junk. Everything imaginable comes from China these days. If you are an ATV fanatic or just simply enjoy riding one from time to time, you may have come across a too good to be true deal that was an ATV for under $1000, sometimes way under. To turn a reasonable profit on each unit after advertising, they must have only paid $50 for each unit. These factories have very good quality control, and will fix things when problems arise.

Wind and Solar Power - An Innovative Step To Energy Generation

Wind energy is turning out to be one of the most reliable and low cost electrical energy solution. The simplicity and the low costs of setting up a wind power generator is what makes the idea so appealing. The other types of fuels have really damaged our environment and caused pollution so there’s no better time than now that we utilize the wind energy resource. It’s because wind energy poses no threat to the environment, and assembling it takes no great effort.

As a concerned individual you can help save mother nature by installing a wind turbine right on the rooftop of your house. These home turbines are specially built to generate electricity for your home. The components and information that is required to build the generator are readily available in the internet. And one can simply make his purchase for components online.

You can begin your project of home wind generator by assembling the generator. It’s an easy task that is quickly done as many people have built their own generators. You can also go for the common magnet DC generators. This is one of the most common motor to be used in assembling a wind turbine. Low voltage motors are a big no-no.

Another alternative energy source is the home solar power which can generate electricity using the sun’s energy. This particular energy can be generated into electricity that can be used as to power appliances and lights. Solar power means solar energy and is becoming a lot more popular in homes because of the benefits that it provides. Solar power is a renewable energy and it is not a threat to the environment. At the end of the day you end up saving money because you’ll pay only for the equipment like solar panels and batteries in the beginning.

Solar energy generated at home can also be used to heat your home. Hence you can imagine how much money you are saving annually by using this alternate source of power. As it said above, solar power is the leap towards the future since it’s good for mother nature and it enables you to save. First world countries have seriously started installing solar systems in their homes. Solar energy and wind energy go hand in hand with one objective and that they are considered big steps in a more economical and environmentally safe energy resource.

Buying An Authentic Rolex Watch

Rolex Watches are certainly one of the most famous branded watches you can buy in the world today. They are considered to be luxury at its best and with a very strong second hand re-sale value it can also prove to be one of the soundest long term investment products on the market today.

A weak economy combined with having a weak Dollar and Euro means that Rolex have increased their prices no less than 3 times on their complete range in 2008 through to 2009. This in turn has resulted in price increases being reflected throughout the range of all second hand rolex watches.

When purchasing your first Rolex watch there are some tips that I would like to share with you to help make your buying experience a pleasurable one and hopefully worry free.

The Rolex used market is riddled with copies, replicas, fakes, and also include fake boxes, paperwork and booklets. Therefore, it can be a mine field out there so please don’t be afraid to ask the watch seller some important questions. If you are in any doubt whatsoever with the answers then it may be best to look somewhere else. Remember, there’s a big world-wide market out there with thousands of genuine Rolex watches on the market, so don’t get disappointed if the first enquiry is not as fruitful as you had wished for.

1. Try not to purchase any Rolex watch without its original certificate and please be aware that Rolex do not issue copies. The certificate is produced by Rolex when the watch is manufactured and has its individual number inscribed on the watch head which will correspond with the embossed number on the paperwork. Please be aware of copies, scanned or faxed copied paperwork.

2. Ask the seller for the individual serial number off the watch in question and any Rolex agent will confirm the Rolex watch is 100% genuine and is not on the Rolex lost or stolen list. There may be a small charge for this service, but this is negligible compared to potentially buying a stolen Rolex watch and subsequently having it confiscated by the authorities.

3. Remember that there is always a good second hand market value for all Rolex watches be it through the retail sector or online, so if the watch seems too cheap then it probably isn’t genuine.

4. Second hand Rolex watches with the appropriate box and original paperwork can achieve up to 70% of its current retail price on the open market. This will depend on age, condition and model.

If you have purchased your first Rolex watch I hope you enjoy wearing it for many years to come. If it is kept in good condition and serviced regularly then it can, over a period of time, be the best investment you make.

A lot of personal indemnity assurers can be found on the Internet

When the client wants a fitting personal indemnity insurance then one might use a price comparison machine to find a personal solution. There you should detect the appropriate private indemnity insurance quote out of the multitude of assurance providers. The assurance market is opaque to most clients. There are several insurance companies. As a private person the client hardly can get the overview. Nevertheless one wants to find the best solution. The following web page offers a cost-free research of German personal liability insurers: Haftpflichtversicherung vergleichen. There one should start an individual private casualty assurance research in a short time.

Anybody should consider some important points when searching the right personal indemnity assurance on the German market: Your personal indemnity insurance checks by trained staff, whether the claims against you are entitled, and then regulates them. With a private liability insurance you and your family have shelter against the typical liability exposure of everyday life in the private sector. Your personal casualty insurance will help you even if unjustified claims are asserted against you.

The clerk of the assurance supplier works on your individual case and decides upon the relevant factual and legal situation whether claims are justified or not. If claims are asserted against you, which you legally are not responsible for, then your assurance will help you in the defense of such demands and will give you legal protection. It is not necessary to visit all the German personal liability insurance providers personally when looking for your personal solution. You can retrieve an online research and even buy your personal casualty insurance here: Private Haftpflicht Versicherung.

Your private liability insurance manages the handling of the case and the claims of third parties. If your insurance provider comes to the conclusion that you are not liable for something, they help you even if anyone sues you therefore. Without having a private liability assurance, you must deal by yourself with the claims of the victim or you need to mandate a counselor-at-law to do so for you. For instance in leisure activities or sports everyone could accidentally cause an injury that can have a large financial size. When the customer e.g. on the ski slopes get involved into an accident, which leads to permanent health damage, the other party may assert enormous demands.

Although the private liability assurance was a voluntary insurance in Germany, everybody should cover their own danger to be charged by a third party in the event of harm. Without personal casualty assurance you are liable for legitimate claims of third parties with your total private assets. If you do not have a personal indemnity insurance, it is the victim that confronts you personally with their claims. You then have to decide whether to pay or to dispute by yourself or to mandate a lawyer. A personal indemnity insurance would have done all that for you. Then you do not stand alone in the event of harm but have professional support by your side.

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