Lenora’s Water Colors in England

Lenora’s Water Colors in England UK seem to be a bit of a secret on the Internet, because as expected.. the term “Water colors” or “Water Colours Prints” entered into Google gives a huge 34 million search results.

The lovely Lenora (known as Ella to her friends) is a dog walking friend of my girlfriend - who has been sharing their adventures with me after being out across the countryside surrounding the village where we live. Ukranian born and married to a fine Englishman, I regularly get told of the confusions in accents and words and giggles that they get up to whilst chatting away and sharing their lives with each other during their walking sessions.

During working through my programming difficulties surrounding the latest development for a paintballing new website client of mine. In comes Angie and shares the news that Ella has a mini exhibition at a sweet village called Alford over the Easter weekend. Followed by asking me to pull up the website Lenoraswatercolors.com to see the little dog called ‘Dolly’ painted by Ella and the very Yorkshire Terrier which accompanies our Parsons Terrier on their zany adventures along the tracks, farmers fields and around the lake.

Having seen the cute little ‘Dolly’ we spent 10 minutes viewing other fine paintings by Ella of the countryside, specifically views from The Lake District - one of her favourite places in England. Other great paintings were of a Tiger, Elephants, a beautiful Stag, some lovely architecture, a lighthouse, forests and various cats !!! Altogther a great collection showing the skills our friend Ella has in painting water colors, and the prints are certainly worthy of their small asking price. Maybe I will commission her to paint a few originals once my house conversion is complete !

I’m also thinking that maybe my business partner in Holiday rentals franchises might find Ellas skills suitable for mediteranean sea scapes and the lovely buildings scattered everywhere. Mijas - here we come !

Rentin-Marbella Golf Options

There’s villas next to the Golf courses, Apartments overlokking the ninth hole!   The quality of golf courses surrounding Marbella on the Costa Del Sol is right up there with the golf courses of the Algarve and many found in Florida too.  Add this to the fact that the range of luxury private accommodation available to rent in the area makes Marbella one of those destinations which truly delivers in terms of price; facilities; sunshine and relaxation.

Unless its an expensive trip booking into something like the Marbella Golf resort and Hotel, a more sensible option is to find a quality tour operator which is used to combining the best of luxury apartment living or Villa vacations in Marbella with day passes to the full range of Golf courses in the area.  I recommend the marbella golfing and holiday firm Rentin-Marbella.com who’s owners spend lots of time trying out the various golfing facilities surrounding Marbella.

The internet booking facility at the website is easy to understand and follow with an excellent search facility which allows you to set any kind of preference to search by that you could want.  They have apartments on the side of the golf courses, as well as beautiful accommodation down at the side of the mediteranean or even up in the hills.

When specifically booking a golfing holiday with Rentin they can also provide you with detailed directions / maps to the golf courses as well as insider tips on what to expect with each golf course, and even where to hunt down the best deals on golfing equipment etc.

Well, here’s to your next golfing holiday! and if you choose Marbella as your resort, then take a look at what Rentin-Marbella has for you.

Best GPS Navigation System

The Garmin Nuvi 350 is the best GPS navigation system on the market, making it a must have automotive accessory. Travelers who are in the know prefer this navigator hands down. This system which is pocket sized has a very large points of interest database and it includes all you might want from gas stations to local banks and even grocery stores. Traveling can be a breeze, touch the screen, enter the destination, and just follow the guide voice to your ending location.

This system really speaks to you, telling you streets and exits. Because of this feature, you’ll be able to use the device while looking at the road, meaning that you’ll be safer and happier. This device can also alert drivers to approaching points of interest. Because it’s so easy to use, and of such good quality, it’s one of the best rated GPS navigation systems on the market today.

The Garmin nuvi 350 navigates you where you want to go, but also provides entertainment while driving to your destination. Complete with MP3, audio book and JPEG image-viewing devices, you’ll definitely obtain a great value with this terrific compact navigator. When traveling to a foreign country, you may not speak their language, that is where the optional Language Guide helps out. Due to the many bonus features and options, it’s difficult to picture that you’d be able to find something as useful and fun as this.

If you have a tight budget, you too can enjoy the benefits of this, for it is quite affordable. This is available for purcahse online for as low as one hundred dollars. Search the web for Garmin Nuvi 350 reviews to learn more about purchasing this great GPS navigator.

Office Refurbishment Ideas for Productive Employees

Introduction

An enormous number of people work in offices of one kind or another. They may be offices in buildings purpose built or attached to a factory or in business premises. For many self employed business people the office is a room in their home converted for that purpose. Solicitors, doctors, estate agents and insurance agents, in fact any business that you can think of, works from some kind of office or another. You might even say 80% of the adult population work in an office. But I wonder how many of those people have any say in what kind of office they have and whether or not it suits their requirements. Mostly when someone new joins a company or firm, they are given a space for their office usually left by the previous incumbent. I suspect that if you asked occupants how they would like their office to be they would find it difficult to tell you.

When you think of the number of hours we spend in an office, at least eight hours per day and sometimes up to sixteen hours if it’s a busy period. Yes people are allowed out for breaks and rest times, but it is an awful lot of your life cooped up in small space. If at least a third of one’s working life is to be spent in an office, then it makes perfect sense to ensure the environment is as comfortable, pleasant and as healthy as possible.

So how much thought goes into the planning of workspaces?

Where a building is purpose built such as an office, then the architects I am sure will have created good designs to suit the purpose. However, it has been known for new buildings to be problematic for the people working it them. For instance, synthetic materials used for carpeting can sometimes give off toxic fumes which cause allergies or illness of the staff. Air conditioning that relies on recycled air has the potential to carry bugs that can lay the whole office off at the same time. So there are many factors to consider in creating an office environment to ensure the staff are productive, creative, energised and remain healthy.

Old buildings, originally built for other uses, when converted to office space will have different problems to resolve. Often old buildings have very high ceilings where the heat rises up so that the inhabitants below are cold yet the heating bills are going through the roof, literally!! How to maximise the space available to provide a comfortable working environment will be a real challenge and this is where often the use of a mezzanine floor and suspended ceilings are valuable.

It is a well known fact for any business that happy workers give better performance and generate more revenue than unhappy workers. The workforce are more motivated, creative, helpful and have less time off work for illness if they are happy in their jobs. I am sure there are statistics available for these details, if you Google them.

Ergonomics

Ergonomics is the study of workplaces and the equipment used, to achieve the best design for comfort, safety, efficiency, and productivity. Research has been carried out over the last few years at Nottingham University on office space allocation problems.

Workspace planning is fast becoming a specialist industry because of all of the current regulations and legislation. Formerly known, in the UK as the Factories Act and now known as the Health and Safety Executive regulations are in place to ensure that employees have sufficient working space in which to perform their work. This can be a potential minefield including such things as physical space, usable space, corridor spaces, and minimum light and ventilation regulations. If you are about to commence on an office refurbishment project ensure that your interior fit out specialists of conversant with all of these regulations before you engage them to perform your work.

What are the Criteria for a good office environment? We are sentient beings, which mean we resonate with feeling and perception as well as intellectually to our surrounding.

Seeing

The first thing to consider when commencing an office refurbishment project is how does it look? The initial impact on us comes from what we see. The decor and arrangement of furniture, the window aspect and lighting are important in our perception of whether or not it is pleasing to the eye. Does the office have all the necessary equipment, computer, phone and sufficient storage for files and books etc? Plants provide a sense of balance in the space as long as they are discreetly positioned and don’t make it look cluttered. Plants are oxygen generators and help to refresh the air.

Smell

On entering a new place the first thing we take in is the aroma whether we pay attention to it or not. We notice immediately if the air is stuffy or if there is an unpleasant smell such as sweaty bodies. However a pleasant fragrance or no smell at all will be inviting. Baker shops nearly always pump out the fresh smell of baked bread into the street to entice people in to buy the goods. So although we may not be aware that smell plays an important part in our responses, we are still animals and we do use our olfactory senses a great deal more that we realise.

Feel touch

How does the furniture feel? Plastic seats can be very uncomfortable to sit on for a long time. Plastic does not breathe, it draws moisture from the skin so that when you stand up your posterior will be damp and uncomfortable. Padded fabric is warmer than leather for comfort and not as expensive. The desk chair needs to be the correct height for desk and give suitable support, a computer needs to be set correctly to avoid neck and wrist strain of the operator.

The temperature in the environment is best if it’s not too warm and not too cold. By ensuring an ambient working temperature of around 21 degrees centigrade, in both hot and cold weather, you can be assured your staff will be as comfortable as possible, this is also an important factor in any office refurbishments.

Too warm and we become sluggish and sleepy, too cold and we become distracted and use up valuable energy keeping warm. Fresh air is also beneficial to stimulate the brain cells.

Sound Hear

What can we hear? Is it noisy or quiet? When I was first starting out in business, I went to visit a local manufacturing company to learn about the way they managed their business. At lunch time I was taken into the executive dining area where there was a waitress service and we had a very civilised lunch. Later I was taken to the works canteen. When we walked in I was hit with a blast of noise such as I had never experienced before. The hall was large with a very high ceiling and nothing to damp down the echo. The result was that everyone ended up shouting to be heard and there was loud music playing as well. I was shocked, not just at the noise level but by the contrast between the executive dining room and the workers canteen. I had come from an company which treated all members of the company the same so there were no executive areas and everyone, high and low mingled together for meals and break times. Guess which company had the better worker relationships and higher output?

Where a company utilises an open plan office then noise levels can be very distracting and one solution is to incorporate ‘White Noise’ which is a low level background noise to interfere with the general office talk going on over the phone or mini meetings. Sometimes quiet relaxing music is introduced as background noise but this is not common in a business place.

Taste

Well we are not going to go around licking the furniture, but another important consideration is to ensure that a there is an area to enjoy a nice coffee or tea away from the desk throughout the day. So is there a pleasant area for making drinks and preparing snacks, or even lunch facilities alongside the office. I once worked in an office where they had a small kitchen area off the main office for making drinks and snacks and there was always a bowl of fresh fruit for staff, as the company recognising the refreshing effects of fresh fruit.

Workspace planning

So as you can see there are many things that can make the work environment a nice place to be. However getting the original layout and size of spaces for the employees is a complex process.

How much space does each individual need to work in? According to the Officewise publication from the Health and Safety Executive in the UK employers must provide a minimum of 11 cubic metres for each person permanently occupying a workplace. However there are all sorts of exceptions and caveats to this rule, such as making sure the space is usable space, and clearly if that space were under the stairs with no windows, or ventilation then it would not be suitable. So it is very important to ensure that your new office fit out adheres to all of the current legislation with regards to workspace laws.

Good workspaces planned by an industrial fit out specialist often use suspended ceilings which makes the installation of services easier and more cheaper. Electrical supply, air conditioning units, water pipes and telephone cables can all run behind the suspended ceiling making access easy if anything goes wrong and repairs need to be implemented.

Positioning of the electrical and telephone outlet is also important. The computers used in offices today all require their own electrical supply even if they are networked with the system.

External light from windows is a requirement for offices. The days of the cupboard office cubbyhole are gone. Light airy spaces make people feel good and doses of sunshine each day lift our spirits. However too much sunshine will overheat an office so the use of vertical blinds is recommended to deflect the rays of the sun without reducing too much the level of illumination.

Costs

To save on office space costs some industrial fit our specialists have come up with the idea that instead of having a board rooms for meetings they have their meeting standing up around a special tall coffee table. This reduces the amount of time spent in meetings and the space is reusable for the lunches. Other schemes encourage employees to work from home for part of a week and utilise a system of desk sharing or moveable desks.

Reconfigurable spaces

Another way of economising on the cost of office space is by careful rearrangement of the existing floor area. There may be dead areas which could be released and turned into useable space. The installation of new interior partition walls can rearrange the existing space to create a friendlier working environment. Sometimes working in an open plan office is beneficial for communication between staff, other times it is a distraction and prevents efficiency. So having the option of both open space and separate offices provides the full range of options which can be easily introduced with new partition walls.

For example one of my clients, took over a set of offices and had various walls moved, so instead of it having two small offices, one without a window, they created one large office for the MD and a really good sized store room which they needed for long term storage of customer files. They then took out another partition and made a good size open plan office space and rearranged another wall to create a board come conference room. Also access to the little kitchen was changed to be more convenient. The choice of subtle colours on the walls and new vertical blinds caused the whole suite of rooms to be transformed into a pleasant and airy working area. Where there is plenty of ceiling height the introduction of a Mezzanine floor generates valuable areas perhaps for storage, private meeting rooms or extra offices.

Other thoughts in workspace planning, is the situation of facilities such as kitchen, toilets, relaxation areas and outside space if available. Sometimes the introduction of a simple partition can create a relaxation/dining area without losing too much of the work area.

All Health and Safety regulations are paramount they have to be adhered to in the workplace and must be incorporated into any plan along with full fire regulations.

Conclusion

Many companies may feel that upgrading the facilities is a ‘nice to have’ idea and the reality is that it usually comes at the bottom of the list on money allocation. However this is erroneous thinking; office refurbishment is never a waste of time or money. Creating a pleasant office environment by upgrading worn out or old fashioned surroundings and furnishings will make a big difference to the working life of the employees. Improved working conditions may be only part of the picture in achieving real job satisfaction, but it is a good start in the right direction. It also says a lot about what the senior people in the organisation think about their employees. If they ensure that their staff are given the necessary equipment and facilities to do their job effectively then the employees will give better service and can be more efficient and there will be a better working environment all around.

Reviews

Government Help for Your Mortgage

A new program was implemented on October 1, 2008. Our President has made a reality the legislation that will let HUD’s Federal Housing Administration (FHA) to continue providing help to homeowners who are having problems paying their mortgages. The Hope for Homeowners program will carry on FHA’s work to help American families who feel they are trapped in mortgages they can’t possibly pay back. Under this new legislation, certain families facing hardship with their mortgage will be eligible to refinance into FHA-insured mortgages they can afford.

Families Could Possibly Be Eligible For This Program

You should not wait if you are currently in a bind. Today you can find out if you qualify for this exciting new program through FHASecure, FHA’s existing refinancing program. They will get your information from these two agencies:

1. You must call a local, HUD-approved housing counseling agency at HUD.gov;
2. You can also call the HOPE NOW Alliance at 1-888-995-HOPE

How Can the US Government Make This Long-Term?

Hope for Homeowners isn’t a hand out. It requires you to prove you have the ability to pay back something long-term. The FHA has had that as a long-standing requirement. FHA only allows families living in that home to be eligible for FHA-insured mortgages. And here are the qualifications for the new loan:

 

- Their mortgage must have originated on or before January 1, 2008;

- Their mortgage debt-to-income must be at least 31 percent;

- They cannot afford their current loan;

- They did not intentionally miss mortgage payments; and

- They do not own second homes.

Features of FHA-insured loans under the new program include:

 

- 30-year, fixed rate mortgage;

- Maximum 90 percent loan-to-value ratio;

- No prepayment penalties;

- $550,440 maximum mortgage amount;

- Extinguishment of any subordinate liens; and

- New home appraisals from FHA-approved appraisers.

HUD, Treasury, FDIC and the Federal Reserve will form the Congressionally-mandated Board of Directors and work together to establish additional program standards.

But Your Mortgage Company Can Choose Not to Foreclose

FHA will is asking banks and mortgage companies to come up with an alternative to foreclosing on borrowers. Just like the FHASecure’s recent growth, banks are asked to write-down the outstanding mortgage principal balances to 90 percent of the new value of the property. In many cases, reductions in principle will cost lenders less than the losses associated with foreclosure.

What Happens With This Crazy Financial Market?

This should put the brakes on the foreclosure train, this program will support FHA’s existing effort to stabilize local housing markets. From September 2007 to June 2008, FHA has guaranteed more than $93 billion of mortgage capital.

Where Does the Money Come From?

Well, the FHA will guarantee up to $300 billion in new loans. Families will pay an upfront fee of 3 percent of the original mortgage amount and then an annual premium of 1.5 percent of the outstanding mortgage amount. If there are additional costs, those will be reimbursed by Fannie Mae and Freddie Mac.

Program Timeline

The program will last from October 1, 2008 through September 30, 2011. Since September 2007, FHASecure has helped more than 290,000 families obtain safer, more affordable mortgages. FHASecure is on pace to help 500,000 families by the end of the year.

UK Breakdown Cover - Chossing Your Level of Cover Online!

When you looking for UK breakdown cover you are better looking online because it’s a faster and you can compare most providers on one website.  Using comparison websites can be rewarding as you can find the best deals and also find more information on about the company you have mind.  Breakdown cover is basically all the same in any country, you breakdown someone comes to get you and faster they do it in the better for you.  Breakdown is like AA offer a fantastic service UK-based individuals and of course European breakdown cover.

Other companies like Green Flag also offer you European breakdown cover and so does the RAC.  You may wonder which company to actually take out your breakdown cover with and that is where comparison sites come into play so you can find out which breakdown service you would like to consider before you actually visit the company direct, it’s just like doing your research in advance.  The price of breakdown insurance can vary but from standard cover to comprehensive cover. 

Standard cover

This level of cover starts from around £25 and comprehensive cover can be in up to £220.  It’s great if you need it for breakdowns and to get you home when ever you breakdown in the UK.  With any UK breakdown cover company, they will tow you up to 20 miles or so, so if you should breakdown in London and you stay somewhere in Scotland, the breakdown company will take you to the nearest garage for your car to be repaired.  For £25 standard breakdown cover is well worth it, as one breakdown could cost you over £200 with another private breakdown company.

Comprehensive breakdown cover

This level of cover basically does what it says on the tin, if you breakdown, your put up in a hotel if you cannot get home or a replacement will be giving to you if one is available, usually large breakdown companies have plenty of cars available, so not to worry.  Comprehensive cover gives you really great piece of mind, this kind of cover also ensures vehicle parts and labour costs through an approved garage of course and will cost you what so ever.  Only the AA provides this kind of cover (parts cover) because they have the volume of customers to be able to afford to repair your car.

European breakdown cover

If you travel to Europe you can take out European breakdown recovery with any of the large breakdown companies, have a look at a comparison site as they will advise you on which company can assist you with European assistance for your short and long breaks abroad.  Many people don’t even consider taking this level of cover on but I can assure you it may happen even with a brand-new car so take the cover because it is cheap enough and it will save you in hundreds of another company and our country, who knows what other companies abroad will charge.

Get UK breakdown cover it’s worth every penny.

Buying a Portable Recorder That Will Last -Part 2

 

The sensitivity of the microphones is extremely important in determining the quality of the recorded sound. You would not like some of the most important speeches to be recorded in a blurry and indistinct manner. The portable digital voice recorders have an input output port that allows easy connectivity with computers. You can copy your files to your computer at any convenient time. This will help in keeping the memory space of your digital voice recorder free. 

There are times when you are unable to copy your files in your computer and yet you need to record further. This is when a digital voice recorder with a greater memory capacity comes handy. 

Portable Olympus VN-4100pc Digital Voice Recorder can be classified into consumer and professional ones. The digital voice recorders that are made for consumer use are capable of all functions and have been well reviewed. The professional digital voice recorders are the high-end models that have advanced functions. The professional digital voice recorders are used by businessmen, medical personnel, and journalists. The chief difference between the consumer and the professional digital voice recorders is the memory capacity. 

The portable Olympus VN-4100pc Digital Voice Recorder is as small as lighters and are light in weight. They record and store the files as Windows Media Audio files. These can be converted to MP3 by special software like Apple iTunes. The digital voice recorders are powered by an AAA battery that has a recording capacity of 20 long hours. This is one of the top digital voice recorders you will find in the market.

 

What are Wedding Planning Websites

For the most part, a wedding planning website is a website that gives helpful advice and tools for those planning a wedding in the near future. Nearly every wedding planning website will allow you to create a free personal wedding website in order to share photos, use checklists for the bride and groom’s duties, as well as online calendars and much more depending on the quality of the website you use. There are a lot of quality, tried, true and trusted sites that not only aid you in planning your wedding, but also in sharing your plans with family and friends around the country. One common mistake when planning a wedding is assuming that the more stress you endure while planning your wedding will proportionally make your wedding more successful, and that’s just not true. A wedding planning website can help reduce your stress and give you ideas for every aspect of your wedding.

What Are Some Features of Wedding Planning Websites?

In this day and age, most brides are technically savvy, finding ways online to do their wedding planning, share their story and pictures, and even to invite people to their weddings. But while most brides take advantage of the Internet for their weddings, other brides haven’t found or explored the world of wedding planning websites, you’re really missing out. Wedding planning websites are definitely useful when it comes to nailing down every last precious detail before its too late in a practical order and time line.

Wedding Planning Websites Get the Creative Juices Flowing!

One great thing about wedding planning websites is that you could browse pictures from thousands of other weddings around the country to find ideas and pictures of things to try. It’s a lot of fun to look through pictures, and many brides get great ideas for their weddings from doing it. From wedding reception decorations to wedding cake designs and everything in between, wedding planning websites are there to help you find what you’re lookin for. You can also get ideas for wedding dresses, wedding flowers, ceremony decorations, wedding favors and much much more. Weddding planning websites can be an excellent tool!

How to Save Money with Wedding Planning Websites

These days, you don’t have to be a master coder or computer genius to create your own wedding planning websites. It is actually pretty easy and just about anybody can do it. There are some great benefits for starting your personal wedding website, and just a few of them are listed below:

  • Online RSVPs for a multitude of events (which can save you money in stamps, extra envelopes and time),
  • Wedding registry links
  • Pages for Out of Towners with Hotel and Local Attraction Information.
  • Sharing Stories and Pictures
  • Post Maps and Directions to your Location
  • Guest Book with Well Wishes from Friends and Family

A good wedding website has lots of great features beneficial to both the bride and groom as well as for friends, family and other guests. Many of my friends in college created their own wedding planning websites, and I found myself visiting them every day or so to see what was new. You’ll find your friends and family will do the same!

There are many different wedding planning websites out there that are full of ideas for planning your wedding at any budget, and I would take total advantage over everything that you can find out there. They have the potential to make your wedding more worry and stress free.

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Want to order newspapers via Internet? There are some trustable firms

It is a well-known fact that magazines can be bought online. But not everybody knows that you can also subscribe to your daily gazette online. The following site reviews some important online shops providing German gazettes: Verler Zeitung Abo. These online vendors offer several hundred daily and weekly papers. You can order them for a cost-free trial period.

What are the advantages of subscribing to your favorite daily or weekly gazette instead of buying it each time it is published, and what are some special rules for buying gazette subscriptions on the German market?

The companies offering newspapers have very comfortable online shops. You can search by title or even by zip code to find out which papers are sold at your home. One should always check if there is a premium subscription available. I would always go for that because of the valuable benefits. But it is important to know that the bonuses coming with a new subscription normally cannot be taken by the new subscriber themselves but by the person who recommended the new reader. So it is useful to order the newspaper together with a friend or family member. One plays the role of the new reader and the other one gets the gift. You can simply choose your favorite paper - for example this one: Westfalenblatt Warburger Kreisblatt Abo - and use the free trial subscription. Using the gratis trial period of about 2 weeks is the best solution for everybody who is not yet sure if they want subscribe to their favorite newspaper permanently. So they can test it extensively and take time to make the best decision.

The gazettes can be ordered for a free trial period of about 2 weeks. Every prospect can benefit from this nice opportunity. During the cost-free trial period you can decide whether you wish to continue getting the newspaper, or if you want to stop it. Many papers are also offered as premium subscriptions. This means one can obtain valuable benefits like money, gift vouchers or electronic devices when ordering a paper subscription online. These bonuses are often worth several weeks or even months of the subscription rate. Ordering your gazette via Internet is quick and simple to do. Your daily newspaper will be delivered regularly in the morning. The best online shops sell several hundred different titles. So almost everyone should find their regional paper instantly.

Who’s the coolest guy on the planet?

Now, before you start thinking that I’m full of myself, let me explain what this is really all about.

In a blog post I made, I talked about the need for your site to actually be related to the links that point to it. One example I gave was the coolest guy on the planet search phrase, versus the miserable failure search phrase.

In the past, searching for “miserable failure” brought up a completely unrelated web page. Due to Google’s new algorithm that does away with the “Google bomb” or “link bomb” effect, that is no longer the case.

My post discussed why this doesn’t work anymore.

In one of the comments on that post, Alex Newell suggested that I setup a site and try to get it to rank for the phrase “coolest guy on the planet”, using the site to test various linking strategies and methods, etc.

Thus my the coolest guy on the planet site was born.

What I am attempting to prove is that by following the directions Google gives in its Webmaster Guidelines, you can rank a site for a keyword phrase using 100% “white hat” methods.

In the pages of the site you will see outlined the methods I am using, and the progress I am making in implementing each of the steps from Google’s guidelines.

As of right now, the site is ranked #1 in Google for “coolest guy on the planet”, but I also want to be ranked #1 for “the coolest guy on the planet”, so I’m still working on it.

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